Search Results for: lending criteria
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Regulation & Law
AGENCY BOSS: Relaxing mortgage lending criteria risks ‘boom and bust’
Looser mortgage lending must be approached with caution to avoid the same mistakes that led to the 2008 housing crash says David Alexander.
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Housing Market
Mortgage criteria eased to boost loans market
Lenders can now issue more high loan-to-income offers under proposals designed to allow households to borrow cash.
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Rental market
BTL lending body says landlord market ‘still buoyant’ despite reforms
The latest market update from banking trade body UK Finance reveals only a small dip in BTL loans so far this year.
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Housing Market
Mortgage lending on the rise as housing market strengthens
Property industry welcomes second consecutive monthly increase in mortgage lending as more relaxed rules boost activity.
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Housing Market
First-time buyers on lower incomes targeted in Nationwide lending move
The UK's second largest mortgage firm and director Henry Jordan have reduced the minimum income thresholds to reach more homebuyers.
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Housing Market
Latest figures show mortgage lending ‘back on track’
Mortgage lending for new purchases is up for the first time since last year, according to Bank of England.
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Housing Market
Mortgage criteria changes providing ‘big boost to housing market’
A raft of changes to lending criteria and falling borrowing costs will give buyers improved access to cheap finance, according to lender Hodge's Emma Graham.
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Regulation & Law
Mortgage lending rules to be relaxed as Labour targets growth
Announcement by FCA follows official request for regulators to focus on growth – and the watchdog says it is now keen to relax lending criteria regulations.
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Latest property news
Government launches ‘risky’ plan to link EPCs to mortgage lending
NAEA boss Mark Hayward says proposals to make lenders put EPCs at heart of their lending would endanger housing market.
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Latest property news
Lenders enforce lending caps on prime properties over £500,000
Seven key lenders say they can no longer offer home loans on properties which their valuers are unable to physically visit during the Coronavirus crisis.
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