Four months of Renters’ Rights Act hasn’t deterred landlords yet
Research by Paragon Bank and the Mortgage Advice Bureau suggests landlords have become less fearful of the rental reforms.
Landlords appear to be less fearful of the Renters’ Rights Act just four months after its implementation, research suggests.
The Renters’ Rights Act was implemented in May 2026, banning no-fault evictions and shifting tenancies to rolling contracts.
Research by Paragon Bank before the changes found that 76% of landlords believed the Act would negatively impact their lettings activity.
A more regulated market, steady lender appetite, and strong tenant demand all point to buy-to-let remaining a sound long-term investment.”
This has since dropped to 69%.
Meanwhile, the Mortgage Advice Bureau has revealed that it wrote more than £1billion in buy-to-let lending between May and August 2026, suggesting landlords are so far adapting rather than stepping back from the market.
However, more than six in 10 landlords still report challenges implementing the Act.
Increased administration and uncertainty around the new notice requirements were most common, while concerns about eviction processes continue.
A more regulated market
Rachel Geddes, Strategic Lender Relationship Director at Mortgage Advice Bureau, says: “Four months on, the conversations we’re having with landlords have shifted – it’s less ‘what does the Act actually say’ and more ‘what does this mean for how I run things going forward?’.
“Increased administration and the new notice requirements are the practical, day-to-day frustrations landlords are telling us about, but the bigger conversation is usually about the whole portfolio: is the current structure still right, does financing need to work harder, and where does this fit into their plans for the next few years?
“The landlords who are adapting well tend to be the ones who saw this as a moment to review their whole approach, not just react to one piece of legislation. That’s where advice earns its keep, helping landlords step back from the immediate admin and look at the bigger picture.”
“A more regulated market, steady lender appetite, and strong tenant demand all point to buy-to-let remaining a sound long-term investment.
“That said, landlords now need to make more decisions, more carefully, than they did a few years ago. It’s exactly why advice matters more now, not less.”
